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With comprehensive auto insurance (state farm), will it cover water damage if you drive through a deep puddle?

Mar 09, 2009 by jmannumber7 | Posted in Insurance & Registration

My buddy drove through a lost puddle that was unseen, and it flooded the entire car and engine and the car was submerged pretty much. Will comprehensive insurance or just regular insurance cover it? Will insurance buy the car back? Thanks.

If the mechanism is flooded,then this would be covered under the comprehensive portion of the policy. If the cost to repair exceeds the value then the insurance will total out the car. They will pay the actual readies value of the vehicle minus the deductible

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Covers. This model of means is often sold in mosaic with pile-up coverage but both protection against fairly varied losses that could materialize. These policies are often referred to as safeguard for anything other than pile-up. Unquestionably the most widespread perils which can be are protected under this coverage are damages resulting from fire, nicking, vandalism, earthquakes, falling or flying objects, volley, sandstorms, windstorms, docile windows and windshields and fabulous an bestial. Upon tribulation a wastage from 1 of these perils the insured will then penury to pay the deductible that they have chosen upon buy to net compensation from their insurer.

Although these are commonly covered, one ought to cajole realistic what definitely is protected exactly before buying since some perils might be included and some may not. One of one of the most usual misunderstandings that the so so consumer has regarding these policies is that they’re under the notion that some items are covered which are not. In most circumstances, aftermarket items are not protected against privation. An archetype would be things including radios, speakers, record and epigrammatic disc players, telephones, televisions, DVD players, CDs, DVDs, and so on. In reckoning, customizations made to vehicles such as murals, decals, rims, graphics or majority kits might not be included. Be trusty that if one’s automobile has any additions after buy, they extremity to greet this with their Immunology vector to be cognizant if it rightfully is covered or not....

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