i purchased obligation insurance recently without realizing that my vehicle had driver and passenger airbags. Do i call my insurance company and let them know that my vehicle indeed has airbags, do i get a knock off?
Yes you get discounts for safety devices and for anti-hijacking devices.
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Admired Attorney Williams:
I just moved to Florida and was told that I had to get liability insurance to drive my car. I thought I only had to get the minimum coverage, which is PIP and gear damage. Have the laws changed to include bodily liability?
Reader
Dear Reader:
Florida law requires its citizens to have at least $10,000 in intimate injury protection (PIP) and $10,000 in property damage insurance. All other insurance may be voluntarily purchased. For example, bodily liability insurance would bury serious and permanent injuries or death when the at-fault party is involved in the accident. The policy limits are usually a nominal of $10,000.
Motorists may want to invest in purchasing uninsured and underinsured motorist coverage. If an at-fault, negligent driver does not have vulnerability coverage or the policy isn't sufficient enough to cover the party not at fault injuries, the insurance company of the no-fault party would attend to arrange for some compensation. Both uninsured and underinsured motorist policies cover a minimum of $10,000 each respectively.
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Vehicle Safety, Opportunities Exist to Enhance NHTSA's New Carassessment Program Appendix IV Insurance Introduce for Highway Safety The Insurance Institute for Highway Safety is a nonprofit research and communications organization funded by the US auto insurance industry. The Insurance Institute has been conducting ... |
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